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December 19, 2008, Newsletter Issue #147: When is the Best Time to Refinance?

1

Tip of the Week

Refinancing is paying off your existing mortgage and taking out a new one.
Why should you refinance? Here are some reasons:
* Obtain a lower mortgage interest rate and lower your monthly payment.
* Build equity faster.
* Change your loan.
* If you have improved your credit history and rating, you may want to refinance. It should lower your costs.



2

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