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June 27, 2008, Newsletter Issue #122: Lenders Accept Various Income Sources
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Tip of the Week
When you apply for a home mortgage, the lender or mortgage broker will review your income and expenses. But your income can be more than just the money you earn from a job. It can be public assistance money or alimony. To get the best mortgage interest rates, you want your lender to accept and consider all your income sources. It is in your best interest as a borrower to know the rules and to make sure the lender and mortgage broker follow them:
* Lenders must consider as income public assistance.
* Part-time work, Social Security, pensions and annuities also are considered income.
* The lender also must accept alimony and child support as income, if you choose to provide the information.
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