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September 19, 2008, Newsletter Issue #134: Home Equity Loan Comes with Cooling Off Period
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Tip of the Week
Three business days is the amount of time you have to cancel a home equity loan or second mortgage after you signed for it. Federal law gives you this period to change your mind. You can cancel the deal without reason and you will not face penalties for doing so. But you must cancel in writing, and the lender is required by law to return any money you have paid to process the loan.
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