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May 29, 2009, Newsletter Issue #169: Getting an ARM – Get a Mortgage Interest Calculator
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Tip of the Week
Homeowners on the verge of coming out of an adjustable rate mortgage are gearing up to face regular changes in their mortgage payments. If you are coming out of your fixed period and your mortgage is about to begin adjusting, get yourself a mortgage interest calculator. The regular adjustments will have large effects on your payments each month, and a mortgage interest calculator will let you keep from any surprises.
If you want to keep one handy, you can purchase a mortgage interest calculator from Office Depot, Staples, or any other retail office supply store. If you only need to use one periodically, you would be better off using an online mortgage interest calculator. These are free and are easy to use while the former are fairly expensive and difficult to get the hang of. If you have an ARM, have a mortgage interest calculator on the ready. Keeping up with the rate adjustments and plugging them into your calculator will keep you ‘in the know' when it comes to your monthly mortgage payments.
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