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May 8, 2009, Newsletter Issue #166: Using a Mortgage Payment Calculator
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Tip of the Week
For people looking to know what their mortgage payment would be depending on different scenarios, a mortgage payment calculator is a great utility. Using a mortgage payment calculator is easy. All you will need is the calculator and a few pieces of information with which to feed it. Here is a quick guide to using a mortgage payment calculator. First, find a good calculator. There are free ones available on the Internet or you can purchase one for yourself.Once you have the calculator, you need to input the information for the loan details. Know your purchase price, interest rate, term or length, and down payment. With these pieces of information, you can calculate your monthly mortgage payments.
You can change each of these factors to see the differences between monthly payments with difference scenarios. Be sure to work with each of the factors until you find the best scenario for your home purchase.
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