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If your mortgage is denied, or you get a higher mortgage rate than you applied for, find out why. It is your right to know whether your mortgage application was accepted within 30 days of turning in the completed form.
When an application is rejected, the lender must tell you why in a written statement. A lender or mortgage broker can say that your income is too low, your credit history is bad, or you have not held a job long enough. All those reasons are valid. When loans are accepted but for higher-than-expected mortgage interest rates, the lender needs to tell you why.