Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Comparison Shopping and other Mortgages topics.
Shop around. Call several different lenders to learn about deals available in your area, then take it a step further and ask for reductions in rates a fees that aren't competitive. For instance, you can negotiate closing costs, appraisals, lawyers' fees, application fees, and loan points. None of these rates are set in stone.